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We reviewed the PNC Cash Rewards Visa credit card to see if it is worthwhile for consumers to apply for it, who it would benefit the most, and how its rewards work. Our analysis also touches on the PNC Cash Rewards credit card's rewards rate and benefits versus other 89%. Once you determine that a credit card is an appropriate option, you’ll need to determine which card is best for your child. Here are a few things to look for when choosing credit cards for teens. Fees: Look for cards with no annual fees. Review each credit card’s terms and conditions to get a complete list of all fees and interest charges.Author: Collin Brennan.